Protect Your Business Your Way

Protect Your Business Your Way

by Dave Reese
The Reese Agency
(Farmers Insurance at Oakmont)

While your day-to-day business operations are complex, understanding your insurance does not have to be. At Farmers Insurance we can help you obtain the right type and amount of insurance that let you sleep at night. Here are some of the specialized coverages that we offer to our business clients:

Employment Practices Liability can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.

Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.

Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.

Business Income Coverage (also known as Business Interruption Insurance) allows you to continue to receive income while your business is being restored. It not only helps you to cover expenses needed to keep a business operating after a loss, but it also helps you to replace lost revenue.

Cyber Liability and Data Breach provides coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.

Life Insurance for Business Owners can help you plan for business succession, survive the loss of a key employee or partner and retain/reward your top people.

Umbrella can shield your business from potentially ruinous lawsuits with additional liability coverage.

Workers’ Compensation Insurance can satisfy your employees’ medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.

Business Auto Insurance
can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.

Contractor’s Errors and Omissions provides coverage for potential liability arising from damage to your product, your work, or impaired property caused by a negligent act, error or omission while performing your business operations. This includes use of defective materials or products.

Whether you are an HVAC contractor or provide IT services, Farmers has the coverage to protect you! Come see us at the Dave Reese Agency or call 940.387.2181.

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